Resources & Tools

Download templates, calculators, and guides to streamline your bookkeeping. Plus key financial ratios to monitor your business health.

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Checklists & Guides

Printable Word documents — open in Microsoft Word or Google Docs to print or edit

Monthly Bookkeeping Checklist
Checklists

Step-by-step monthly tasks to keep your books current — formatted as a printable Word document

Word Document
Receipt Organization System
Organization

Complete guide for filing business receipts — formatted as a printable Word document

Word Document
Tax Preparation Checklist
Tax

Everything you need for tax season — formatted as a printable Word document

Word Document
Invoice Template
Billing

Professional, client-ready invoice — opens in Word with styled layout, line items table, and payment terms

Word Document
Business Startup Checklist
Setup

Complete step-by-step checklist for launching your small business — formatted as a printable Word document

Word Document

Spreadsheets & Templates

Open in Excel or Google Sheets — each includes instructions and example rows

Chart of Accounts Template
Setup

Pre-built account structure for small businesses — includes plain-English explanations for each account

CSV Spreadsheet
Expense Tracking Sheet
Tracking

Simple spreadsheet to track business expenses — includes example rows and tips

CSV Spreadsheet
Cash Flow Projection Template
Planning

Forecast your business cash needs for 13 weeks — includes step-by-step instructions

CSV Spreadsheet
Mileage Log Template
Tax

IRS-compliant mileage tracking with auto-calculation of your tax deduction

CSV Spreadsheet

Key Financial Ratios

Current Ratio
Current Assets ÷ Current Liabilities

Good Range

1.5 - 3.0

What It Means

Measures ability to pay short-term debts. Higher is generally better.

Example

$30,000 assets ÷ $20,000 liabilities = 1.5

Quick Ratio (Acid Test)
(Current Assets - Inventory) ÷ Current Liabilities

Good Range

1.0 - 1.5

What It Means

Tests liquidity without relying on inventory sales.

Example

($30,000 - $5,000) ÷ $20,000 = 1.25

Debt-to-Equity Ratio
Total Debt ÷ Total Equity

Good Range

< 2.0

What It Means

Shows how much debt you have relative to equity. Lower is better.

Example

$50,000 debt ÷ $100,000 equity = 0.5

Gross Profit Margin
(Revenue - COGS) ÷ Revenue × 100

Good Range

Varies by industry

What It Means

Percentage of revenue left after direct costs.

Example

($100,000 - $60,000) ÷ $100,000 = 40%

Need More Help?

These resources provide a foundation, but every business is unique. Get personalized advice and support from certified accounting professionals.